Desktop Application • 100% Offline-First & Private

MoneyMate Vault

Personal Finance & Salary Management

MoneyMate Vault is a Windows desktop application for managing personal finances, tracking income and expenses, organizing bank accounts and salary records, generating financial reports, and creating encrypted local and Google Drive backups of your financial data.

Verified Features
Offline-First & Encrypted
Income & expense tracking
Bank account management
Salary records
Financial reports
Encrypted local backups
Secure Google Drive backups
Offline-first operation
No Mandatory Cloud Account
Client-Side Encryption
Encrypted Google Drive Sync
Windows 10 & 11 Native
MoneyMate Vault • Local Ledger
● Locked with PIN Vault
Total Balance
$14,250.00
↑ Across all managed accounts
Monthly Salary Record
$4,800.00
Earnings & Deductions tracked
Monthly Expense Budget
58% Spent
$1,120.00 remaining
Recent Activity Log
💼 Monthly Salary Deposit +$4,800.00
⚡ Electricity & Utilities -$145.00
🛒 Groceries & Household -$210.50
Google Drive Integration

Secure Cloud Backup

MoneyMate Vault can create encrypted backups of your financial data and store those encrypted backup files in the user's Google Drive. Financial data is encrypted before it is uploaded.

You maintain full sovereignty over your data. Backups are stored in your own Google Drive storage account in a protected format that cannot be read by anyone without your encryption password.

View All Features Review Security Architecture
How Encrypted Backup Works
1
Local AES Encryption

Your financial ledger is encrypted on your computer before leaving the device.

2
Direct Google Drive Upload

The encrypted .enc backup file is transferred directly to your Google Drive.

3
Encrypted Cloud Storage

No unencrypted data is ever accessible to third parties or remote servers.

Why MoneyMate Vault Requests Google Drive Access

Scope: https://www.googleapis.com/auth/drive.file

MoneyMate Vault requests access to Google Drive only when you choose to use the Google Drive backup feature. This access allows MoneyMate Vault to upload and retrieve your encrypted .enc backup files from your Google Drive. Your financial data is encrypted locally on your computer before the backup is uploaded. MoneyMate Vault does not use Google Drive access to access or manage unrelated files in your Google Drive.

1. Purpose of Data Access

Access is requested strictly to save, update, and restore your client-side encrypted backup packages (.enc) to your own Google Drive storage.

2. Limited Per-File Scope

MoneyMate Vault only accesses files created by the application itself. It cannot view, read, edit, or delete any other personal documents, spreadsheets, or photos in your Google Drive.

3. Client-Side Encryption

Financial ledger records are encrypted with AES-256 on your local device before upload. Neither Google nor MoneyMate developers can read your plain financial data.

4. Local Token Storage & Revocation

OAuth tokens remain on your local computer. You can revoke access at any time via Google Account Permissions or in-app settings.

Google API Limited Use Disclosure: MoneyMate Vault's use and transfer to any other app of information received from Google APIs will adhere to the Google API Services User Data Policy, including the Limited Use requirements. Google user data is never used for advertising, AI model training, or sold to third-party brokers.
Verified Application Capabilities

Features

Everything you need to manage your personal finances and salary records with total security and zero tracking.

Income & Expense Tracking

Record and categorize daily expenses, monitor incoming cash flow, and maintain clear, accurate ledgers of all personal transactions.

Bank Account Management

Organize multiple bank accounts, savings deposits, cash wallets, and cards in one unified dashboard with instant balance tracking.

Salary Records

Log employment earnings, manage payslips, track salary breakdowns, deductions, and statutory allowances securely in your local database.

Financial Reports

Generate insightful reports, visual spending breakdowns, and comprehensive financial summaries to analyze your budget trends over time.

Encrypted Local Backups

Export complete, password-protected encrypted .enc archive packages directly to your PC or external drives whenever you wish.

Secure Google Drive Backups

Upload encrypted backup files directly to your personal Google Drive for protected cloud redundancy. Financial data is encrypted before it is uploaded.

Offline-First Operation

Runs locally on your Windows PC. No MoneyMate account or developer-hosted financial database is required. Internet access is only needed when you choose to use cloud features such as Google Drive backup.

Built for Financial Privacy

No Developer Server or Remote Financial Database

MoneyMate Vault does not transmit your financial transactions, salary figures, bank balances, or personal notes to a MoneyMate developer server or remote financial database.

When you explicitly enable cloud backup, MoneyMate encrypts your backup locally before uploading the encrypted backup file to your selected cloud storage provider, such as Google Drive.

Read Complete Privacy Policy → Terms of Service Help Center & Guides

Ready to Take Control of Your Financial Privacy?

Download MoneyMate Vault from the Microsoft Store today and experience private, fast, offline-first personal accounting on Windows.

Download on Microsoft Store